KCF Emergency Loans

Coronavirus Emergency Bridging Loans for charities, CICs and CIOs during Coronavirus pandemic

What is a Coronavirus Emergency Bridging Loan?

A Coronavirus Emergency Bridging Loan from Kent Community Foundation is an unsecured loan available to charities, CICs and CIOs in Kent and Medway, specifically to 'bridge' the gap in funding as a result of Coronavirus. 


We have introduced KCF Emergency Bridging Loans as part of our social lending programme as we recognise that many charities, CICs and CIOs will be experiencing significant losses in income due to the interruption of ‘business as usual’ during this time. These loans are intended to fill that gap in lost income.

What's available?

Kent Community Foundation is offering loans of up to £60,000. In some exceptional cases this may be increased to £100,000. 

There is no additional grant element to the Coronavirus Emergency Bridging Loan as with our usual  Kent Social Enterprise Loan Fund (KSELF). 

Key information

  • Loans of up to £60,000
  • KCF Emergency Loans are unsecured
  • Immediate 6 months repayment holiday
  • We aim to turn around your application in four weeks

How do I apply?

To apply, in the first instance, please email james@kentcf.org.uk 

MASSIVE 'thank you ' to everyone at Kent Community Foundation. Your funding support is HUGELY appreciated and has enabled us to get into the heart of local communities with REAL, affordable, healthy and tasty food that does so much more than feed people.

Community chef Mike Spackman, Sheppey Matters

KCF's enthusiasm for what we are doing and hoping to do, coupled with helpful advice, gave us the confidence to take this daunting step which has paid off.

Liz Turner, Octopus Foundation

It's great having a foundation that empowers organisations and charities in our community to make real positive differences and changes!

Tom, MMK Mind
@autism_cic @patmarsh @MidKentMind @LearningDisEng @comicrelief @TNLComFund 👍
@CarersStepOut Great to hear. We're so pleased to be able to support many fantastic organisations across the county.
Take a look at comments from our Chief Executive, Josephine McCartney, along with others from @UKCF_tweets communit… https://t.co/2tNQEXTs1N